UBA Transfer Code & How to Use

In this post, we take a look at the UBA transfer code for your transactions and how you can use it.

But first, here’s a quick profile of UBA bank.

UBA Transfer Code & How to Use

The bank has been operating in Africa since 1949. UBA can be traced to the British and French Bank Limited BFB. Eventually, UBA took over the assets and liabilities of BFB and was incorporated as a limited liability company on 23 February 1961 under the Compliance Ordinance Cap 37 in 1922.

The bank became public in 1970 following its initial public offer. This IPO made UBA the first bank to be listed on the Nigerian Stock Exchange. UBA is publicly traded as “UBA” and it is the first Nigerian-headquartered bank to launch Global Depository Receipts.

UBA completed one of the biggest mergers in the history of Nigeria’s capital markets when it merged with Standard Trust Bank (STB) Plc in 2005. Ever since then, the bank has grown in leaps and bounds expanding to Ghana, Benin Republic, Côte d’Ivoire, Burkina Faso, Guinea, Chad, Cameroon, Kenya, Gabon, Tanzania, Zambia, Uganda, Liberia, Sierra-Leone, Mozambique, Senegal, Congo DR, Congo Brazzaville and Mali.

Now, let’s take a look at the UBA transfer system.

You can easily carry out a bank transfer without having to visit the bank. The transfer can be done on your mobile device and it can be performed conveniently at anywhere and anytime.

The mobile transfer works on Android, iOS, Windows and feature phones. It can also be done with or without the internet.

To get started, you need to have a registered SIM from any network in Nigeria (MTN, Etisalat, Glo, Airtel, Ntel, Smile, etc) and it must be linked to your active UBA bank account. Then the next step is to enter the UBA mobile money transfer USSD code on the number registered with your UBA account.

If you want to transfer money from your UBA account to another bank account; simply dial *919# then select 5 to send money.

Afterward, choose the payment method (Select 1 for UBA Account and 2 for UBA Prepaid card) and if you’ve not registered select 1 to signup then follow the aforementioned steps after registration.

You should follow the prompt to successfully complete the transfer using the UBA transfer code.

Apart from the USSD, you can also transfer money using the UBA Mobile App using your smartphone.

If you ever notice that your UBA transfer code isn’t working or you have misplaced the phone that is linked to your bank account, it is important that you report to the bank to block that line and link your account to your recent phone number.

When using the USSD option, dial *919# from your mobile phone then follow the on-screen command. Then get your PIN and start using the UBA mobile USSD banking.

As stated earlier if you want to send money to a UBA account, dial *919*3# and follow the on-screen command.

If you’re looking to send money to other Nigerian banks, dial *919*4# and follow the on-screen command.

For transfers above N20000, you need a Secure Pass (in form of a token). You will also need to visit a nearest UBA branch near you to get the token and carry out further transactions from the comfort of your home.

You can also use the UBA mobile recharge code to buy airtime for yourself or your friends and family directly from your account.

To load airtime on your own phone, dial *919*Amount# – for example, to recharge N1000 for yourself dial *919*1000#.

To load airtime for a friend or family, dial  *919*Phone Number*Amount# – for example, to recharge N1000 for a friend dial *919*08134609654*1000#

If you want to check UBA account balance on your phone, just dial *919*00# and your balance will be displayed on your screen.

Below is a summary of the steps when using the USSD option to transfer money from your UBA account to another bank account

  1. Dial *919#. This will open a dialog box with different options to choose from, such as payments, money transfer and so on.
  2. Select the money transfer option and press “OK”. You will see a box with options, choose the payment method you want to use whether it’s your UBA Prepaid card or UBA Account.
  3. If you are not registered yet, then push the ‘1’ button and sign up. Follow all the steps you see on the screen and that’s it.

Wrapping up

The most popular use of the transfer code is for making intra-bank transfers which are sending money from UBA account to another UBA account and the code is *919*3#. Another popular transaction is the interbank transfer which is sending cash to other banks in the country and code is *919*4#.

You should note that when you transferring money to a UBA account or any other bank, there is a N70 charge.  Also, you don’t have to worry about access to the internet or using an internet-enabled phone because you don’t need an Internet connection to use the code.

In general, you can send your cash to anyone with a bank account in Nigeria with this transfer code.

If you choose to transfer money using the UBA mobile app, the first step is to download the app on Google Playstore if you have an android phone or on the iOs store if you’re using an iPhone.

Then sign up and log in to the app itself, you can use your phone number, e-mail address or username and password. The next step is to click on the icon at the top left of the screen and click “Transfer money”. You will see the option of ‘Transfer to’. Choose the account you want to transfer money from (if you have more than one account) then enter the details of the account you are sending money to. Then enter the desired amount and description for the transfer (description is optional) Tap the ‘Transfer’ button, and the transaction will be completed. You can’t transfer more than N150,000 in a day via USSD.